Buy now pay later, Australia!

Say goodbye to your credit card, because Zip payment options are here – the simple and secure interest-free payment option!

If you are looking for a payment plan look no further, we provide payment plans on all gutter replacements and roof restorations from $1000.00 up to $10000.00 over 24 months fixed payments.

This lets you buy what you want today, and then pay off your purchases in flexible weekly, fortnightly or monthly instalments!

Why you’ll love shopping with Zip!

Checkmark Buy today and pay over 24 months.
Checkmark Simply Get a Quote for roof or gutters.
CheckmarkThen apply online, 3 minutes there and then approval.
Checkmark Flexible repayment options – weekly, fortnightly, monthly
Checkmark No hidden fees with a set amount that suits you.

Choose the Zip for you...

Your everyday spending account

Up to $1,000

Account limits
Up to $1,000

Interest free period
Always interest free

Establishment Fee

Minimum repayments

Monthly fees
$6/month (waived if you have no balance)


Ideal for life’s bigger buys

Over $1,000

Account limits
$1,000 – $10,000

Interest free period
Online – up to 24 months interest free

Establishment Fee
$0 – $99 (one off fee added to your balance)

Minimum repayments
From $40/month or 3% (whichever is greater)

Monthly fees
$6/month (waived if you have no balance)


How ZipMoney Works In 3 Easy Steps


Get A Quote

Simply book westcoat to come out and provide you a roof or gutter quote and we will discuss all your options


Apply Online

ZipMoney takes about 3 mintues or less to apply for online with fast on the spot approval for purchases up to $10000.00


Lets Get It Done

Once approved you simply accept your roof or gutter quotes and we will book you in to get it done straight away

How do I sign up for Zip Pay or Zip Money?

Sign up today!

You can sign up to your Zip Pay or Zip Money account here – or shop online as usual and choose Zip as your payment option during checkout.

Who is eligible?

You are eligible to apply if you are an Australian citizen or permanent resident that is at least 18 years old, have a valid Facebook or PayPal account (in your name) and your own debit card. You will also need your own mobile phone.

No waiting!

Apply now and get a decision in minutes.

How do I keep track of my Zip account?

There’s two easy ways you can manage your Zip Pay or Zip Money account…


Download the Zip app


Check your email for your monthly Zip statements

I want to pay off my Zip purchases - how do I do this?

You can set up automatic repayments (the minimum repayment is $40 a month).

You can log in to Zip account and direct debit a payment at any time.

Use your Zip Digital Wallet and select ‘Make a Payment’

Online payments can be made via debit card, credit card or BPay.

Remember, if your balance is repaid in full, the $6 monthly account service fee is waived.

Where can I find out more about Zip?

You sure can. Zip can answer any questions you may have over the phone.
Simply give them a call on (02) 8294 2345.

You can also email or find more information on their website

See here for T&C’s